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New Horse Insurance Product Released

By admin | Published February 6th, 2012

Following a year long review of our equestrian insurance products we are delighted to announce the launch of our horse insurance policy. We have spent a number of months researching horse insurance policies from the UK’s leading providers to ascertain which policy was best suited to our horse owning customers.

It has been a difficult decision as there are so many good horse insurance products on the market now. However, one policy stood out amongst all others as offering not only great value for money but also quality cover with the backing of a large insurance organisation. The Insurance Advisor has opted for Rural Insurance as their preferred provider of equine insurance products.

Rural Insurance have a long and distinguished relationship with the agricultural and equestrian world and have for a number of years offered fantastic cover at premiums that are affordable to the customer. There are products on the market that are cheaper than our horse insurance product, However cheaper products may not match the cover offered.

Our horse insurance product is designed to enable us to tailor each individual policy to the needs of each customer. The basic policy obviously covers our customer in the event of loss of the horse and then the customer can choose to add cover such as:

  • Vets Fees
  • Loss Of Use
  • Public Liability
  • Personal Accident
  • Tack Cover
  • Trailer Cover

We are proud of the policy we have to offer our horse owning customers and hope you will agree that the horse insurance policy really does offer value for money.

 

AA Insurance has called on the government to take “decisive action” before homes in flood-prone areas of the UK become uninsurable.

By admin | Published January 31st, 2012

Date: 31st January 2012

The Public Accounts Committee report  on “Flood risk management in England” warned that there was uncertainty over  the future affordability and availability of insurance for homes in areas at  risk of flooding.

The report also highlighted the need for a replacement for the current  agreement between the government and insurers, which will come to an end in  2013.

Simon Douglas, director of AA Insurance, commented: “Some insurers are  telling us that flood-prone homeowners might not be able to renew their cover  later this year, because their new policy will extend beyond 1 July 2013: with  all the implications for property value and mortgage availability that this  implies.

“That does not augur well for the 5.2 million families estimated to be at  risk from flooding.”

Mr Douglas said people wanted the government to make an immediate decision on  the issue of flood cover: “The Public Accounts Committee has come up with a  range of sensible recommendations which must be acted upon now.”

He added: “Homeowners expect the government to take a lead on this issue:  they need some reassurance that they won’t be left unprotected.”

Content Courtesy Of Insurance Age Magazine

Fleet Insurance – Good or Bad?

By admin | Published January 26th, 2012

Business owners regularly enquire as to whether a fleet insurance policy would be beneficial to their business over individual vehicle polices. There is no simple yes or no answer unfortunately and it is totally dependent on the size and experience of your business.

In order to be eligible for a fleet or mini fleet policy you will need to consider the following:

  • The business runs 3 or more vehicles
  • The vehicles are owned and registered to the company or to one individual

If you are able to say yes to the above the chances are that a fleet / mini fleet policy could be right for you and in most cases will save you money.

When choosing to obtain a fleet insurance quotation it is important that you select an independent insurance provider such as The Insurance Advisor to survey the market for you. Your fleet insurance advisor should survey the whole of the insurance market including Lloyds companies to provide you with not only the most competitive premium but also the right cover for your business.

Points To Note

  • It is not advisable to appoint more than 2 independent advisors to look at your quotation. Normally they will simply go to the same companies and therefore duplicate the quotations.
  • When choosing an independent advisor enquire what markets they will be approaching to ensure that you are getting a fair market comparison.
  • If you already have a fleet policy you will need to provide official claims experience from your current provider. Without this document your appointed advisor will not be able to obtain alternative quotations

Insurance Companies Your Advisor Should Be Going To:

  • Aviva
  • LV
  • Ageas
  • Amlin
  • Allianz
  • Zurich
  • RSA
  • ERS
  • Lloyds Syndicates

The above list is just a few of the most common fleet insurance companies and is by no means exhaustive. If you would like to discuss your fleet insurance needs why not give us a call, we are totally independent and our advice is free with no obligation.

FREEPHONE: 0800 121 4459

Product Update

By admin | Published January 26th, 2012

Every month The Insurance Advisor will bring you news on any new products we have available and any special offers we have in place with our partner insurance companies.

January 2012

Truck Insurance
Our Truck Insurance department have access a new truck insurance facility with LV insurance. Not only are premiums competitive but the cover offered is second to none. We specialize in all types of commercial vehicle insurance , however our truck insurance department concentrate on vehicles over 7.5 tonne. Whether you are a haulage contractor or use the vehicle for transport of your own goods we have a fantastic deal for your truck. For further information or to obtain a quotation click here or call 0800 121 4459.

Get Van Quote

At the beginning of January we launched our very own van insurance comparison site. Over the last few years comparison websites have become increasingly popular due to their ease of use. The attraction of these sites is that you can obtain a quotation from numerous insurance companies all under one site, saving you time and money. Get Van Quote comparison site is slightly different, unlike other comparison sites we are insurance specialists and are able to offer advice and assistance on the cover you need. Many comparison sites are not insurance providers themselves and therefore simply act as a portal to access many different insurance advisors. At Get Van Quote you can obtain quotations from many of the UK’s leading insurance companies including Aviva, Ageas, Allianz, RSA and LV. In addition to the highly competitive prices offered you will also be to speak to one of our advisors for free to make sure the quote you have obtained is best suited to your needs. Give it a try at Getvanquote.co.uk or call us on 0800 121 4459.

Remember The Insurance Advisor is here to offer help and advice on all our insurance products. Why not give our advisors a call and see how much they can save you.

Freephone: 0800 121 4459

New Year

By admin | Published January 4th, 2012

4th January 2012

Happy New Year to all our followers. We hope you have enjoyed a great christmas and are looking forward to the challenges that 2012 brings. Here at The Insurance Advisor we are busy putting our 2012 plans into operation and have already launched our new commercial vehicle insurance comparison site www.getvanquote.co.uk . This new comparison site enables our customers to compare van insurance premiums from the UK’s leading insurance providers including Aviva,Ageas,Allianz, RSA,Zurich and many many more.

Keep an eye out for our continuing developements over the coming months.

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If you would like a quotation please complete our form below and one of our advisors will call back within 1 hour.

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